

My journey to becoming a Financial Life Coach wasn't planned—it was born out of a personal crisis.
For years, I thrived in the corporate world as a financial consultant and Division Director. I had the money, status, and recognition. But behind the success was burnout, long nights, and a nagging question:
"Is this really the life I want to live?"
At 36, I felt trapped in golden handcuffs. I wanted freedom, family time, and the ability to spend a few months each year somewhere warm—surrounded by sun, sand, and palm trees—far away from Canada’s harsh winters.
Now, as a Financial Life Coach, I combine my background as a Certified Financial Planner, active investor, multi-business owner, and coach to help people align money with meaning.

"You can't save your way to wealth. Cash is not king. Cash flow is king." – Coach Roel
Undiscovered Riches is my guide to breaking free from society's myths about money. Inside, you'll learn:
✔ Why trading time for money is just the beginning
✔ How to see debt in a whole new way
✔ Why equity doesn't define your financial security
✔ How to live richly—without waiting to be a millionaire
Most financial advisors focus on money. Most life coaches focus on motivation.
I do both.

More freedom to do what matters

Growing and diversifying your cash flow

Designing a life on your own terms

30-Minute Free
"Discovery Session"

Custom coaching strategy & financial assessment

Weekly one-on-one or group coaching calls

Action steps to keep you moving forward
Coaching isn't about telling you what to do—it's about asking the right questions so
you discover your own path, backed by a financial plan that works.


"My experience with the coaching with Roel Sarmago was invaluable! I was provided with direction and guidance to help get me started with my real estate investing business. I know I would not have progressed as quickly or efficiently without Roel."


“Roel is not only highly knowledgeable about real estate investing and property management, but also a great mentor. He taught us essential skills in acquiring profitable investment properties–from sourcing and property analysis to due diligence and closing.”


“It took me abou 13 weeks for me to realize what Roel had been saying for the start… find money… lol! I’m a slow learner (and not the greatest writer), HOWEVER, I hit my goals, and with Roel’s guidance, I have made some great strides in only a year.”



Financial Life Coaching
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